Following on from a previous post All Care, No Liability, as promised, this week's post provides an example of the type of exclusion wording that most online providers of legal documents provide.
Any adviser looking to facilitate legal solutions for their clients should understand the consequences of this style of exclusion, particularly in relation to their own professional indemnity insurance arrangements.
The example exclusion wording is as follows –
By using our service agree that:
- we cannot, and do not, give you legal advice;
- the company that owns and operates this service is not a law firm;
- our service provides information to help you answer the questions and to order a product and that that information is information only, not advice;
- we cannot and do not warrant that a product you decide to order is appropriate or suits your needs;
- we cannot and do not warrant that your use of our service is appropriate or suits your needs;
- the legal, commercial and taxation effects of a product vary and a product's suitability will, therefore, vary according to particular circumstances;
- only you know the purpose for which you intend to apply a product you order and that we are not responsible for the choice you make regarding the same;
- you must consult a lawyer for advice concerning the suitability of a product you order using our service;
- the documents you buy from us and the material on our website is only general; they are not prepared by us and we do not endorse them, rather we disclaim any responsibility for them;
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